Priced to pay for itself

Tend is the best budgeting app I've tried—and I've tried many: Mvelopes, Quicken, Monarch, Banktivity, spreadsheets, and YNAB, to name a few. All of them require some amount of "special knowledge" in accounting, bookkeeping, complicated proprietary budgeting philosophies, or technology, not to mention constant attention and adjusting. None of them provide a clear picture of what's really happening with your money.

Not so with Tend.

Set up is intuitive and easy. Just list your routine ("fixed") transactions that can be scheduled because they happen regularly (like the rent or your paycheck). It takes a little time, but once its done its done, and then it takes mere minutes each day to assign the downloaded transactions as either "Fixed" or "discretionary". That's it.

But then magic happens. Almost immediately you can see clearly why there always seems to be more month at the end of the money.

Tend provides useful, actionable information without requiring any special knowledge and takes just a few minutes a day of effort.

Useful insight with little effort: that's what makes Tend the best.

I've had a hard time committing to a money-tracking app as they are too time-consuming. Tend is the first one that genuinely seems to inTend for you to accomplish knowing where your money goes AND easily keep tracking it. I love the bulk review by merchant and the simplicity of just four spending categories (but like the tags feature!). Hoping this comes as an app?!