Budget Planner
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👋 Welcome!
This planner is where you list all your payments and charges that happen in the background.
The Tend philosophy recognizes only two types of spending:
- Passive Spending: Charges that take place in the background. Financial obligations you previously made to a specific merchant for a known price on a known date. These are scheduled and take place no matter what unless you cancel. Track these here 👍.
- Active Spending: You were present for the transaction (swiped your card, checkout online) and had some level of control over when and where you spent your money. This is unscheduled, discretionary spending. Do not track these here.
Start by creating an item for your income source. The add your fixed expenses (passive spending) and any automatic saving deposits. It's just like adding repeating events to a calendar.
In the summary view, you'll see what's left for your active, discretionary spending.